Dental implants financing? The solutions!

As dental implants are very expensive, many patients get discouraged by the cost of the treatment and give up on their dental care. Luckily, there are many options on how to manage dental implants financing efficiently !

Dental implants financing

Such treatment is very expensive and regarded as one of the most expensive dental treatment. Prices for dental implants are not accessible to all patients, but fortunately there is solutions to help you on your dental implants financing journey.

Nowadays, the cost of dental care is quite high in major European countries as the UK, Switzerland or France. In order to reduce and afford the cost of dental care, you can opt for dental care overseas. Travelling abroad for dental care is very common and is referred to as dental tourism.

There is a solution not only to pay less for your dental treatment abroad, but also to finance it. In this article, we will explain how you can finance dental implants abroad.

Medical travel insurance for dental implants abroad

Before you travel abroad, it is very important to have a travel insurance, but this kind of insurance will not cover your dental treatment. To cover your dental care abroad, you need a medical travel insurance. This type of insurance includes dental care coverage. Medical travel insurance varies from one insurer to another.

Generally, health travel insurance that covers dental care only covers emergencies, but there is insurance, which covers dental treatment as well. To choose your insurance correctly, ask for the dental treatments that are covered and the insurance plan.

Medical travel insurance not only helps you finance dental impants abroad, but also protects your luggage, covers travel interruption expenses, for example and many other benefits that vary by insurer.

Flexible spending account (FSA)

Flexible Spending Account (FSA), is a special account that helps you set aside cash to cover certain out-of-pocket expenses such as dental impalnts.

Your FSA can cover dental care that cures or prevents dental conditions such as :

• Dentures
• Crowns
• Dental fillings
• Teeth cleaning
• Root canals

Using your Flexible Spending Account can be an option to finance dental impalnts.

Health savings account (HSA)

The Health saving account is tax-efficient which helps you pay for eligible medical expenses. The holder of the account is covered by high deductible health plan. Health saving account can be used as a method to finance dental implants.

Dental loan

A dental loan is a personal loan for dental treatments. As a dental treatment can be quite expensive, a dental loan is one way to pay for your dental care. Before getting a dental loan, make sure you know the exact amount the treatment is going to cost you. Once you know how much money you’ll need for your treatment, start looking for dental loans information online or get in touch with your bank. Make sure you read the terms of the loan carefully.

Retirement Fund

A pension fund is an investment that an individual makes to save money for retirement.

Under normal circumstances, you can take up to 25% of your tax-free pension only from the age of 55. But there is one exception, you can take money out of your pension fund before the age of 55 if needed for health reasons.

Medical credit cards

The medical credit card is the same as the normal credit card, the difference being that it is used solely for medical expenses. Medical credit cards carry more restrictions and warnings aimed at limiting their use.

Medical cards also have interest rates, in the most frequent situation you may be offered 18 months with an interest rate of 0%. Interest rates may vary, ensure you get all the information before you get a medical credit card.

Medical credit card can be an option to finance your dental implants and other dental or medical treatments as well.

How to pay less for dental implants?

Dental tourism has helped a large number of patients get the dental care they need at affordable prices. Spain is well known as the destination of choice for patients seeking dental care.

Spain is recognized for the quality of its dental clinics and Barcelona has the finest dental clinics. El Cedro Barcelona Dental Clinic is an English speaking dental clinic located in the center of Barcelona, it offers the best treatment, a great result, a short waiting period and affordable prices. You can obtain the same treatment as in the UK at a reasonable price.

Giving up dental care may cost more

Many patients are frightened by the high cost of dental care. If you look at dental implants, for example, the first reason most patients don’t get implants is the cost. Getting the dental treatment you need is actually less expensive than if you don’t get it, how?

Not replacing a missing tooth causes numerous dental issues, including :

• Affecting the structure of your face, which leads to facial sagging
• Chewing problems
• Teeth can drift out of place
• Missing teeth can deteriorate the surrounding bone
• Missing teeth can change the appearance of the face

Not replacing missing teeth and not getting the required dental care makes the treatment more expensive and difficult down the road.

So don’t lose time anymore and start your dental care journey know!